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Please Send Some Good Vibes To My Buddy Johnny540!!
He was in a head on collision in Oregon yesterday. He's pretty banged up. Broken collar bone, arm, vertebrae, femur, ankle, ribs, pelvis, collapsed lung and a head injury. I believe he's in for surgery today. Awesome guy and one of the best snowboarders I know. We worked park crew for a couple of seasons in CO and NY and were roommates for a bit. Send him some of them heady healing vibes please!
**This thread was edited on Sep 2nd 2020 at 11:04:57am
Vibes and prayers to your buddy and his recovery. Im glad he is stable and hopefully will bounce back fully. That sounds like a serious crash. Two lane highways are often a necessity for hitting the slopes etc but they are still some of the most dangerous roads you can travel on.
I have a pretty killer medical plan but the out of pocket maximum is still many thousands per year. so i am just imagining that if he has insurance at all (best case scenario), it is likely that he's looking at a minimum of $5K in out of pocket expenses. So I know I'd be willing to chuck a few bucks his way to help out.
TheMailManSounds a horrific accident anyway, wishing him a full recovery!
TheMailManDoes literally anyone in the US have health insurance?
I get it's expensive, truly I get it. But wtf did people do before Gofundme? Sell yourself on the streets?
I guess in a way, having friends/family who will set up a gofundme is basically a form of insurance these days
for most normal people the only really good option is having it through your employer because if you work at a legit company it will be affordable and actually be good coverage. one of this biggest reasons i'm an Office Bitch honestly haha
TheMailManDoes literally anyone in the US have health insurance?
I get it's expensive, truly I get it. But wtf did people do before Gofundme? Sell yourself on the streets?
I guess in a way, having friends/family who will set up a gofundme is basically a form of insurance these days
It's absolutely fucked here and anyone who thinks it's great is either an asshole or an idiot imo. I get being sheltered in the US but if people actually got out to other countries and their world views weren't just from shitty news sources, they'd see.
I asked regarding his insurance but haven't hear back. I think he's 26 so he might be good. Hopefully that's the case.
Idk. There have been a few go fund me's on here for medical bills just the last few months including a kid with cancer. Hard to call it a great system when that's a thing, and an all too regular thing.
But yeah enough if that. I'll update with info about that and how he's doing. Great friggin dude. Shitty spot to be in, but hoping all his surgeries go well and they can get him fixed up proper and healing quick.
for the most part, people treat insurance as a 'worst case scenario' bail-out option. so you can have a fairly low premium but then when something bad happens, you have big co-pays and out of pocket expenses. ultimately, the insurance company pays out way more than the individual (which is the point after all) in almost every case. we can argue the point of whether or not people should be compelled to have health insurance (we already do this for motorists) until the end of time but i think we should all do out best to be safe and to help each other out if we're able to. we don't always need government intervention to make improvements. in fact, there have been numerous cases of private charity being far more effective than government programs. it sounds like your buddy's family is very involved so i wouldn't be surprised if he has insurance. even so, if we can collectively help out to cover some of his co-pays/out-of-pocket costs, i am sure they'd be thrilled. going through the emotional/physical trauma of the event should be their priority right now.
theabortionatorIt's absolutely fucked here and anyone who thinks it's great is either an asshole or an idiot imo. I get being sheltered in the US but if people actually got out to other countries and their world views weren't just from shitty news sources, they'd see.
I asked regarding his insurance but haven't hear back. I think he's 26 so he might be good. Hopefully that's the case.
Idk. There have been a few go fund me's on here for medical bills just the last few months including a kid with cancer. Hard to call it a great system when that's a thing, and an all too regular thing.
But yeah enough if that. I'll update with info about that and how he's doing. Great friggin dude. Shitty spot to be in, but hoping all his surgeries go well and they can get him fixed up proper and healing quick.
bennwithtwonsfor the most part, people treat insurance as a 'worst case scenario' bail-out option. so you can have a fairly low premium but then when something bad happens, you have big co-pays and out of pocket expenses. ultimately, the insurance company pays out way more than the individual (which is the point after all) in almost every case. we can argue the point of whether or not people should be compelled to have health insurance (we already do this for motorists) until the end of time but i think we should all do out best to be safe and to help each other out if we're able to. we don't always need government intervention to make improvements. in fact, there have been numerous cases of private charity being far more effective than government programs. it sounds like your buddy's family is very involved so i wouldn't be surprised if he has insurance. even so, if we can collectively help out to cover some of his co-pays/out-of-pocket costs, i am sure they'd be thrilled. going through the emotional/physical trauma of the event should be their priority right now.
Meh. It's great people and charities help out in medical situations. But it's fucking stupid that we run things this way. If we're going to jerk each other off to how great our countey allegedly is, maybe we could fix this. Our system is terrible. Unfortunately like most things in life when it's all you know, it's all you know. The government isn't perfect or even close but it's hilarious how small government and hell yeah we should increase the military budget and stay occupying 150 countries somehow attempt to go hand in hand. If this large of a chunk of people don't have health insurance your country is not great. If you have to have a go fund me so kids don't die of cancer your country is not great.
Not going to derail this any further but our need for these private charities and gofundmes is not the answer but simply an obvious sign of the problem.
Like I said before, like anything else we do, the way it always was is just hiw we roll. We hate change. Something something every country with universal healthcare is wrong and America's dick is bigger.
yeah i am not sure what the perfect solution is. i would just say that since we all have different needs and wants when it comes to our healthcare, i would prefer that we get to make the choice for ourselves instead of it being mandated by people who don't know me or really care about me. i hope you buddy has some sort of health insurance and whether or not he does, i'd be happy to throw a couple bucks to help out so he and his family can focus on just getting him back up and running (literally and figuratively)
theabortionatorMeh. It's great people and charities help out in medical situations. But it's fucking stupid that we run things this way. If we're going to jerk each other off to how great our countey allegedly is, maybe we could fix this. Our system is terrible. Unfortunately like most things in life when it's all you know, it's all you know. The government isn't perfect or even close but it's hilarious how small government and hell yeah we should increase the military budget and stay occupying 150 countries somehow attempt to go hand in hand. If this large of a chunk of people don't have health insurance your country is not great. If you have to have a go fund me so kids don't die of cancer your country is not great.
Not going to derail this any further but our need for these private charities and gofundmes is not the answer but simply an obvious sign of the problem.
Like I said before, like anything else we do, the way it always was is just hiw we roll. We hate change. Something something every country with universal healthcare is wrong and America's dick is bigger.
bennwithtwonsyeah i am not sure what the perfect solution is. i would just say that since we all have different needs and wants when it comes to our healthcare, i would prefer that we get to make the choice for ourselves instead of it being mandated by people who don't know me or really care about me. i hope you buddy has some sort of health insurance and whether or not he does, i'd be happy to throw a couple bucks to help out so he and his family can focus on just getting him back up and running (literally and figuratively)
Yeah I mean the current system is working swell since a huge chunk of the population doesnt have health insurance. And I'm sure there's no waste in all the different plans and figuring out who has what. And even them I had good health insurance and a workers comp claim with good health insurance. And dude fucked the claim up and resigned and I got collection calls for 3 years off and on. But yeah. Its pretty solid. I guess the advantage is that so kuch of the population doesn't have insurance so it cuts the wait times down for the people that do. A pretty decent perk for "the greatest country in the world".
So yeah our system is really great. But again, it's all people here know and the news tells them things. Murica. At least we're free as hell or whatever.
Also even better when it's employer based. Can't quit your job because you're finally insured. That sounds pretty free. Minimum wage is still around $7 an hour in this country, and a giant portion of this country's jobs don't offer health insurance. But again yeah, "you can choose what's right for you" whatever that means...
to clarify, what i mean is that usually the best decisions for any one individual are those decisions made closest to home. i would prefer that someone who doesn't know me or care about me shouldn't be the one making decisions that govern my life, at least as much as possible. if we want to live in a functional collective society, then yes, we'll occasionally have to compromise one thing for another. the most recent large-scale compromise regarding health insurance was the passing of the affordable care act. under that plan, insurance was made effectively mandatory for everyone. in order to fund the plans for people who couldn't afford them, those individuals who chose not to insure themselves were fined (this was repealed under the current administration) and those who were deemed a lower health risk were actually subjected to higher premiums. in my case, i went from a plan with a $94 monthly premium and $1,000 deductible under the old free-market system to a plan with a $550 monthly premium with a $1,250 premium. so in my particular experience, having the government interfere with my health insurance was bad for me - to the tune of $5,472 per year. i would have preferred that the stayed out of it. i am sure there is somebody out there who benefited from this new system but within my circle of family and friends, i do not know of one.
i was simply making the point that while your friend is recovering from the physical and mental trauma of his accident, i would be super happy to contribute to a gofundme that would help him out with his out of pocket expenses. i know that if i was trying to get back on my feet after something like this, knowing that the bills weren't piling up would be a great relief to me. i wasn't suggesting that a gofundme replace having health insurance or anything like that. i was just offering some assistance if needed.
as for the minimum wage, it certainly is low in many states. however, studies have repeatedly shown that raising the minimum wage typically results in job loss rather than job creation. furthermore, minimum wage positions are typically held by lower skilled and younger employees. often, these people live at home with their family or live communally and have lower cost of living. it shouldn't be assumed that having a job like that means you'll be able to buy a new home and 2 new cars and retire with a princely retirement account. instead, they're jobs to take when necessary or to gain more work experience. i used to work for $8-10/hr when i was 16 but now i make more. that is the case for most people. i do feel bad for those who find themselves working these types of jobs during a life phase when they should ideally be earning considerably more but sometimes that happens. i'd rather think that through responsible decision making and hard work, you'll almost always gain ground.
please keep us posted on your buddy's recovery so we can keep the positive messages heading his way!
theabortionatorAlso even better when it's employer based. Can't quit your job because you're finally insured. That sounds pretty free. Minimum wage is still around $7 an hour in this country, and a giant portion of this country's jobs don't offer health insurance. But again yeah, "you can choose what's right for you" whatever that means...
bennwithtwonsto clarify, what i mean is that usually the best decisions for any one individual are those decisions made closest to home. i would prefer that someone who doesn't know me or care about me shouldn't be the one making decisions that govern my life, at least as much as possible. if we want to live in a functional collective society, then yes, we'll occasionally have to compromise one thing for another. the most recent large-scale compromise regarding health insurance was the passing of the affordable care act. under that plan, insurance was made effectively mandatory for everyone. in order to fund the plans for people who couldn't afford them, those individuals who chose not to insure themselves were fined (this was repealed under the current administration) and those who were deemed a lower health risk were actually subjected to higher premiums. in my case, i went from a plan with a $94 monthly premium and $1,000 deductible under the old free-market system to a plan with a $550 monthly premium with a $1,250 premium. so in my particular experience, having the government interfere with my health insurance was bad for me - to the tune of $5,472 per year. i would have preferred that the stayed out of it. i am sure there is somebody out there who benefited from this new system but within my circle of family and friends, i do not know of one.
i was simply making the point that while your friend is recovering from the physical and mental trauma of his accident, i would be super happy to contribute to a gofundme that would help him out with his out of pocket expenses. i know that if i was trying to get back on my feet after something like this, knowing that the bills weren't piling up would be a great relief to me. i wasn't suggesting that a gofundme replace having health insurance or anything like that. i was just offering some assistance if needed.
as for the minimum wage, it certainly is low in many states. however, studies have repeatedly shown that raising the minimum wage typically results in job loss rather than job creation. furthermore, minimum wage positions are typically held by lower skilled and younger employees. often, these people live at home with their family or live communally and have lower cost of living. it shouldn't be assumed that having a job like that means you'll be able to buy a new home and 2 new cars and retire with a princely retirement account. instead, they're jobs to take when necessary or to gain more work experience. i used to work for $8-10/hr when i was 16 but now i make more. that is the case for most people. i do feel bad for those who find themselves working these types of jobs during a life phase when they should ideally be earning considerably more but sometimes that happens. i'd rather think that through responsible decision making and hard work, you'll almost always gain ground.
please keep us posted on your buddy's recovery so we can keep the positive messages heading his way!
I never said that the afforable care act was good or that it resembles other countries with universal plans. Whether your insurance is nationwide or a "smaller" insurer you stilk go to the doctor in town so I don't see how that impacts anything. Alot if peoples insurance is already extremely limited. You can't just go to a doctor when you're in another state etc for a lot of people.
The entry level job is a tired argument. A ton of adults are working for or just over minimum wage. But yeah saying the aggirable care act that was pretty shot represents unuversal health care is =/= and nothing more. It's not relevent.
Idk basically as I mentioned it comes down to people in the US being obnoxiously stubborn and unaware of the rest of the world. This is all I know so it's better. The TV says America is number 1 so anything other countries do differently is wrong.
Hell my roommate died in January because he didn't go to a doctor because he couldn't afford it. I've donated to multiple gofundmes for medical bills for people in this country. I've had 2 friends leave the country to get surgeries done elsewhere where it was affordable but believe what ever you want, I'm just stating that it's illogical and the countries you think are terrible and hate their universal health care and decent wages don't.
And regardless of what you were suggesting gofundme is a new health insurance. There are posts on here and facebook all the time. But again, America know's best, any country that does things differently is wrong, anybody who disagrees is a communist, and we're dripping in freedom here.
Will do. Hopefully he'll be more awake and chillin soon. Idk what his surgery schedule is looking like but it sounds pretty gnar. Kids a friggin rock though. I'm sure if the same thing happened to me I'd have turned to dust. He's a strong motherfucker. Hoping he stays in good spirits throughout. Def an intense situation.
Hopefully will have some good updates on progress. Shit sucks hard, I'm friggin glad he's still with us though.
theabortionatorWill do. Hopefully he'll be more awake and chillin soon. Idk what his surgery schedule is looking like but it sounds pretty gnar. Kids a friggin rock though. I'm sure if the same thing happened to me I'd have turned to dust. He's a strong motherfucker. Hoping he stays in good spirits throughout. Def an intense situation.
Hopefully will have some good updates on progress. Shit sucks hard, I'm friggin glad he's still with us though.
theabortionatorI never said that the afforable care act was good or that it resembles other countries with universal plans. Whether your insurance is nationwide or a "smaller" insurer you stilk go to the doctor in town so I don't see how that impacts anything. Alot if peoples insurance is already extremely limited. You can't just go to a doctor when you're in another state etc for a lot of people.
The entry level job is a tired argument. A ton of adults are working for or just over minimum wage. But yeah saying the aggirable care act that was pretty shot represents unuversal health care is =/= and nothing more. It's not relevent.
Idk basically as I mentioned it comes down to people in the US being obnoxiously stubborn and unaware of the rest of the world. This is all I know so it's better. The TV says America is number 1 so anything other countries do differently is wrong.
Hell my roommate died in January because he didn't go to a doctor because he couldn't afford it. I've donated to multiple gofundmes for medical bills for people in this country. I've had 2 friends leave the country to get surgeries done elsewhere where it was affordable but believe what ever you want, I'm just stating that it's illogical and the countries you think are terrible and hate their universal health care and decent wages don't.
And regardless of what you were suggesting gofundme is a new health insurance. There are posts on here and facebook all the time. But again, America know's best, any country that does things differently is wrong, anybody who disagrees is a communist, and we're dripping in freedom here.
Cool sweet bye
i mentioned the ACA because it dramatically changed the way that self-insuring folks interact with the marketplace. as i said in my personal example, the intervention by the government costs me >$5k per year. maybe on the whole it is serving more people better than before but as I said, I haven't seen any examples of that within my friends/family.
the demographics of someone working the job don't dictate the pay of that job. whether a 16 year old, myself, or elon musk stock shelves at the grocery store, we're all going to make the same amount of money. a minimum wage job is, by definition, an entry level position and isn't supposed to guarantee a living wage in all locations. a middle-aged person has every right to accept that job but complaining about the low pay after they signed the employment agreement doesn't make much sense. i hope for people in those situations, it is at least just a temporary gig.
i also never made any references to any other countries during my previous posts, as far as I am aware. i actually only responded to this post to wish your friend luck and to say that i would happily contribute to a gofundme in his name in order to help with his medical bills (whether he is insured or not). i suppose for people who don't have insurance, a gofundme can take up some of that financial burden but i would certainly never advocate it.
