Replying to Lawsuit-happy people

So about 5 months ago I was in a minor fender bender. No police were called, information exchanged, everyone drove away in their own cars. I was clearly at fault, I own this 100%

However, yesterday I got a court summons, that's shows this lady is using me for $288,000. Around 10000 for medical (bruised knee, back pain, and tennis elbow, whichbo highly doubt was caused by a 5 mph collision). 30,000 for lost wages (don't even know how that works, what did she miss like 2 months of work), and 248,000 for pain and suffering.

I know the odds of her getting that much are about zero, but seriously? Who sues a 23 year old for over a quarter million dollars over what accounted to a dinged bumper.

Anyway sorry for the rant. Post your lawsuit stories to make me feel better!