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Looking at getting the Saga Monarch 3L pants. I know they're just a "shell", but how warm are they? I ski with a pair of long underwear underneath (patagonia capilene) but my old pants have a bit of insulation to them. Wondering if thin long underwear is enough underneath for those cold and windy december-february days. i dont get out much in the spring unfortunately, really just winter break. thanks all
