Replying to Square trade VS Apple Care +

Well this is a little unorthodox for a first NS post but, I just got my iPhone 6 today and looking for some extended warranty help/insight/suggestions.

Being that these things break (everyone knows how frustrating a cracked screen is), and being it will ride in my ski jacket all season jacking those chances up, do any of you have any experience with Square Trade warranties or apple care plus for iPhones.

Any Pros/Cons, experience making claims with either, or anything would be tight, Thanks!