Member of the Month

KilaTsunami
October, 2024

Online

Welcome to the Newschoolers forums! You may read the forums as a guest, however you must be a registered member to post. Register to become a member today!

How much does a blown knee cost?

profile picture
WVskiing
Posts: 3007 - Karma: 1,949
So, I my family is a middle class family and today I became aware of actually how high the affordable care act increased out detectable and was shocked. And that made me think about all of the other NSers among me with and without insurance and how much a blow knee cost. So NS, how hard should I expect to be railed when that unfortunate day comes.
May 18 2014 10:42PM
46 13
profile picture
frickindarn
Posts: 2545 - Karma: 11,372
I'm a 22 year old who blew his knee out without having any health insurance (I am aware stupid decision to do such a dangerous sport without any protection plan) After my MRI i was told i completely tore my ACL,and had slight tears in my MCL and both left and right mensicus. but after everything was said and done it was a total of about $15,000 for surgery, MRI and follow up visits; not including all of the PT appointments and days at the gym.
May 18 2014 10:48PM
0 0
profile picture
J-C
Posts: 1138 - Karma: 3,683
Come live in Canada with free healthcare for everyone
May 18 2014 10:52PM
14 4
profile picture
WVskiing
Posts: 3007 - Karma: 1,949
shredding_pandaCome live in Canada with free healthcare for everyone


Not for long. 2017 you will have to get your own health care
May 18 2014 11:35PM
1 1
profile picture
S.J.W
Posts: 7609 - Karma: 31,185
And people in Australia complain about having to pay 7 bucks to go see a doctor. I feel sorry for you brother and anyone else who has to pay for their own medical bills.

How about get Australian citizenship but still work in America and whenever that day does happen fly back to Australia and get the surgery done for free. Still cheaper than paying 15K
May 19 2014 2:16AM
1 0
profile picture
bighomieflock
Posts: 2040 - Karma: 2,445
shredding_pandaCome live in Canada with free healthcare for everyone


Yeah but then he would have to live in Canada
May 19 2014 2:35AM
10 5
profile picture
willysworld
Posts: 2116 - Karma: 5,485
S.J.WAnd people in Australia complain about having to pay 7 bucks to go see a doctor. I feel sorry for you brother and anyone else who has to pay for their own medical bills.

How about get Australian citizenship but still work in America and whenever that day does happen fly back to Australia and get the surgery done for free. Still cheaper than paying 15K


you still have to go on a waiting list in Australia and wait up to a year for not the best surgeon to do your leg.. I just got a full knee reco done in Australia and I stupidly did not have health insurance and so far its cost 12 g
Dec 20 2015 3:24PM
0 0
profile picture
Titus69
Posts: 9329 - Karma: 17,816
I feel like the surgery was in the teens but including the mri and pre surgery stuff costed a couple grand....Its a lot no matter what.
Dec 20 2015 4:13PM
0 0
profile picture
Rparr
Posts: 5562 - Karma: 45,585
About tree fiddy
Dec 20 2015 4:16PM
0 0
profile picture
dan4060
Posts: 1458 - Karma: 847
frickindarnI'm a 22 year old who blew his knee out without having any health insurance (I am aware stupid decision to do such a dangerous sport without any protection plan) After my MRI i was told i completely tore my ACL,and had slight tears in my MCL and both left and right mensicus. but after everything was said and done it was a total of about $15,000 for surgery, MRI and follow up visits; not including all of the PT appointments and days at the gym.


I blew my ACL several years ago. I had great health insurance, the total cost would probably have been about $15,000 or so. I believe I ended up paying something like three thousand out of pocket after insurance. My insurance covered surgery, doctor visits, physical therapy and the cost of my brace. They covered the cost of my brace because a part-time ski instructor at the time so it was considered necessary for work. If this had not been the case I don't think they would have covered it.

My knee if fine now. I still have some scar tissue, but it is not a big deal. I only ski 30 days a year now, I'm a yuppie, but I have not had a problem since I rehabbed. I still wear my brace, for skiing not working out, as it could prevent a hyperextension. If I had a brace for my other leg I would wear one.
Dec 20 2015 8:38PM
0 0
profile picture
steezburgereddie
Posts: 1059 - Karma: 1,945
bighomieflockYeah but then he would have to live in Canada


after the election that wont be such bad idea
Dec 20 2015 9:17PM
0 1
profile picture
Jon_Taffer
Posts: 1374 - Karma: 5,383
Fuck aha, I'm recovering from ACLr in Canada, kinda shocked tbh that it costs around 15g everywhere else, that blows. Hopefully you can heal up nicely man its definitely not an easy injury to bounce back from
Dec 20 2015 9:35PM
0 0
profile picture
AK_
Posts: 60 - Karma: 247
A kilo Is about 100G's usdsv (United states domestic street value)
Dec 20 2015 9:46PM
1 0
profile picture
HAMNATION
Posts: 814 - Karma: 1,720
depends who blows it. some hookers cost more
Dec 20 2015 9:54PM
1 0
profile picture
californiagrown
Posts: 9794 - Karma: 2,014
Jon_TafferFuck aha, I'm recovering from ACLr in Canada, kinda shocked tbh that it costs around 15g everywhere else, that blows. Hopefully you can heal up nicely man its definitely not an easy injury to bounce back from


It costs $15,000 in canada as well. You just pay for health insurance through taxes, and that insurance pays for your surgery.


If i was to blow my knee, get in a horrible car wreck, etc, my insurance, which my company pays for entirely, would pay for every last cent above $1000.

A few years ago i had my meniscus scoped and all consults, MRIs plus the surgery cost me a grand total of $125.



Moral of the story- get good insurance, or get a job that provides good insurance.
Dec 20 2015 11:33PM
0 1
profile picture
Peter.
Posts: 23796 - Karma: 13,014
californiagrownMoral of the story- get insurance


all you need to know. best of luck OP with the knee surgery, i went through it in 2014
Dec 20 2015 11:54PM
0 0
profile picture
Lemuel
Posts: 14489 - Karma: 10,640
I've blown my acl twice and all I will tell you is I have an extra years tuition out of state tuition at a state school in my year.
Dec 21 2015 12:24AM
0 0
profile picture
daOyster
Posts: 329 - Karma: 298
Kim_Jong-IllestCome live in Canada with free healthcare for everyone


You pay for it in your taxes, in the US we don't. Take your pick.
Dec 21 2015 12:44AM
0 0
profile picture
marrows
Posts: 399 - Karma: 656
daOysterYou pay for it in your taxes, in the US we don't. Take your pick.


derp de derpy derp murica derp
Dec 21 2015 1:53AM
2 0
profile picture
UilyJeff
Posts: 394 - Karma: 1,480
frickindarnI'm a 22 year old who blew his knee out without having any health insurance (I am aware stupid decision to do such a dangerous sport without any protection plan) After my MRI i was told i completely tore my ACL,and had slight tears in my MCL and both left and right mensicus. but after everything was said and done it was a total of about $15,000 for surgery, MRI and follow up visits; not including all of the PT appointments and days at the gym.


This is stupid cheap. I paid $7,500 in March for mine with great insurance. My itemization without insurance was close to $58,000. That's acl replacement and meniscus repair. The printout stated my 7 hour hospital stay was $33,000 by itself. Our healthcare system is so rigged. How the fuck could it cost 33K to be in the hospital for less than a day? On a side note, my surgeon only received $5,500 for the operation and my anesthesiologist got 6k. That Fugger just gave me a shot. Doctor was in my knee working for 3 hours and was paid less than the fag that gave me a shot. Seem right!?

Lesson, have insurance or don't charge hard.
Dec 21 2015 11:33AM
0 0
profile picture
californiagrown
Posts: 9794 - Karma: 2,014
UilyJeffThis is stupid cheap. I paid $7,500 in March for mine with great insurance. My itemization without insurance was close to $58,000. That's acl replacement and meniscus repair. The printout stated my 7 hour hospital stay was $33,000 by itself. Our healthcare system is so rigged. How the fuck could it cost 33K to be in the hospital for less than a day? On a side note, my surgeon only received $5,500 for the operation and my anesthesiologist got 6k. That Fugger just gave me a shot. Doctor was in my knee working for 3 hours and was paid less than the fag that gave me a shot. Seem right!?

Lesson, have insurance or don't charge hard.


Ya had some good points until you got to the anesthesiologist. Then you went full retard, and full bigot.

Moral of the story- you should probly keep quiet more.
Dec 21 2015 12:49PM
0 1
profile picture
UilyJeff
Posts: 394 - Karma: 1,480
californiagrownYa had some good points until you got to the anesthesiologist. Then you went full retard, and full bigot.

Moral of the story- you should probly keep quiet more.


Actually that is exactly what happened, what I was billed, and how long it took. If you're referring to the word "fag", it's just a word. I could've said, pussy, loser, duck, asshole, fucker etc....
1-he wasn't gay
2-he shouldn't be paid more than doc
2-how's that make me a retard
3-how's that make me a bigot
Dec 21 2015 1:36PM
0 0
profile picture
arnie_grape
Posts: 3451 - Karma: 11,678
steezburgereddieafter the election that wont be such bad idea


good luck getting past the wall I'm building at the boarder to keep you gun toting water beer drinking racists out!
Dec 21 2015 1:41PM
0 0
profile picture
JDA
Posts: 572 - Karma: 566
£0
Dec 21 2015 1:51PM
2 0
profile picture
rozboon
Posts: 1642 - Karma: 868
UilyJeff2-he shouldn't be paid more than doc


I will just chuck it in there that if the ortho surgeon messes up you might have a janky knee for a while, worst case they might have to try again.
If the anaesthetist gets it wrong, you die.
He costs more because he has more risk/responsibility/liability, and in lawsuit-happy 'murka he probably has to have some outrageously expensive insurance himself to cover him in case he kills/brain-damages someone.

I have noticed that healthcare is ridiculously expensive in that part of the world though, as mentioned $33k for a 7 hour hospital stay is absolutely berserk but a large part of that comes from:
-most people have insurance, so the hospital is like what the hell, may as well just ream them out for whatever we can get
-they probably also have insanely high insurance costs due to their liability
Dec 21 2015 2:20PM
0 0
profile picture
Blake.P
Posts: 9894 - Karma: 3,585
I think mine cost about 2000, but I never had any emergency room costs and I maxed out my insurance deductible, so I was able to do a ton of pt because I had already hit my max out of pocket costs so pt was essentially free. Really, dislocating my shoulder (no surgery or pt) was about 3 times the cost of my knee because I was taken to an out-of-network emergency room so I got stuck with the whole cost and insurance didn't do anything
Dec 21 2015 2:36PM
0 0
profile picture
californiagrown
Posts: 9794 - Karma: 2,014
UilyJeffActually that is exactly what happened, what I was billed, and how long it took. If you're referring to the word "fag", it's just a word. I could've said, pussy, loser, duck, asshole, fucker etc....
1-he wasn't gay
2-he shouldn't be paid more than doc
2-how's that make me a retard
3-how's that make me a bigot


I was referring to anesthesiologists charging more than the surgeons... Which you still obviously don't understand haha.

And using a homophobic epithet, and then saying its just a word makes you either a bigot or an ignorant, mental midget. I should have clarified, my apologies.
Dec 21 2015 2:44PM
0 0
profile picture
chuckmarty
Posts: 344 - Karma: 448
Kim_Jong-IllestCome live in Canada with free healthcare for everyone


Apparently you haven't heard of taxes.
Dec 21 2015 7:38PM
0 0
profile picture
.otto.
Posts: 3493 - Karma: 12,895
bighomieflockYeah but then he would have to live in Canada


i would live in canada over the us almost any day...
Dec 21 2015 8:33PM
0 0
profile picture
Guesstimate
Posts: 33 - Karma: 67
chuckmartyApparently you haven't heard of taxes.


We understand that we pay for it through our taxes, but if we need to go to the hospital we don't need to worry about how we are going to pay the hospital bills, so it feels free. Which In my (biased) opinion, sounds like a better option.

Also, its not a serious statement.
Dec 21 2015 8:36PM
0 0
profile picture
californiagrown
Posts: 9794 - Karma: 2,014
GuesstimateWe understand that we pay for it through our taxes, but if we need to go to the hospital we don't need to worry about how we are going to pay the hospital bills, so it feels free. Which In my (biased) opinion, sounds like a better option.

Also, its not a serious statement.

I live in the USA and wouldn't think twice before getting medical treatment. As an additional bonus I get to tell my surgeon when I want my surgery haha.

There are benefits and drawbacks to both systems. I think nationalized healthcare for "the poor" or a certain economic demographic alongside a privatized industry would be nice. I like my situation, but understand my situation is not representative of many.
Dec 21 2015 9:53PM
1 0
profile picture
willysworld
Posts: 2116 - Karma: 5,485
californiagrownI live in the USA and wouldn't think twice before getting medical treatment. As an additional bonus I get to tell my surgeon when I want my surgery haha.

There are benefits and drawbacks to both systems. I think nationalized healthcare for "the poor" or a certain economic demographic alongside a privatized industry would be nice. I like my situation, but understand my situation is not representative of many.

You do understand that Canada and Australia both have public and private hospitals. . Where you can pay your surgeon to get what ever work you need done.. Americas health system is horrible.. your government is corrupt. . And the fact that a large chunk of you are scared of a semi socialist system is crazy to.. in Most of Europe medical is free same in Australia same in Canada .. you have to wait in line on the public but it can happen and you also have the private option..
Dec 21 2015 10:26PM
1 0
profile picture
californiagrown
Posts: 9794 - Karma: 2,014
ozzywrongYou do understand that Canada and Australia both have public and private hospitals. . Where you can pay your surgeon to get what ever work you need done.. Americas health system is horrible.. your government is corrupt. . And the fact that a large chunk of you are scared of a semi socialist system is crazy to.. in Most of Europe medical is free same in Australia same in Canada .. you have to wait in line on the public but it can happen and you also have the private option..

Yes, but i was under the impression that most people who used those private doctors/hospitals had to pay for their insurance personally and it wasnt common practice for private health insurance to be provided by companies for it's employees. No?

Is it common practice for companies to provide their employees insurance to go to those private hospitals? what level of insurance is typically provided? Does private healthcare still have exorbitant costs over there?
Dec 21 2015 10:48PM
0 0
profile picture
notJacobJohnson
Posts: 105 - Karma: 344
bighomieflockYeah but then he would have to live in Canada


But the you have Whistler to look forward to every. single. day.
Dec 22 2015 12:12AM
0 0
profile picture
notJacobJohnson
Posts: 105 - Karma: 344
UilyJeffThis is stupid cheap. I paid $7,500 in March for mine with great insurance. My itemization without insurance was close to $58,000. That's acl replacement and meniscus repair. The printout stated my 7 hour hospital stay was $33,000 by itself. Our healthcare system is so rigged. How the fuck could it cost 33K to be in the hospital for less than a day? On a side note, my surgeon only received $5,500 for the operation and my anesthesiologist got 6k. That Fugger just gave me a shot. Doctor was in my knee working for 3 hours and was paid less than the fag that gave me a shot. Seem right!?

Lesson, have insurance or don't charge hard.


If that dude who gave you a shot, gave you a couple CCs too much, you might not be talking rn.
Dec 22 2015 12:16AM
0 0
profile picture
rozboon
Posts: 1642 - Karma: 868
californiagrownYes, but i was under the impression that most people who used those private doctors/hospitals had to pay for their insurance personally and it wasnt common practice for private health insurance to be provided by companies for it's employees. No?

Is it common practice for companies to provide their employees insurance to go to those private hospitals? what level of insurance is typically provided? Does private healthcare still have exorbitant costs over there?


I have had a mixture of public and private healthcare.
I have a partial ACL tear and all my consults and MRI at a private hospital were covered by the public healthcare system because they were the best option for me.
I've also had a couple of minor surgeries done privately and I can tell you that 7 hours of hospital care (as per an earlier poster) at a world-class facility does not cost you $33000. Off the top of my head the whole shooting match of hospital stay + surgeon + anaesthetist + sundries was about 7000USD.
Dec 22 2015 1:08AM
0 0
profile picture
californiagrown
Posts: 9794 - Karma: 2,014
rozboonI have had a mixture of public and private healthcare.
I have a partial ACL tear and all my consults and MRI at a private hospital were covered by the public healthcare system because they were the best option for me.
I've also had a couple of minor surgeries done privately and I can tell you that 7 hours of hospital care (as per an earlier poster) at a world-class facility does not cost you $33000. Off the top of my head the whole shooting match of hospital stay + surgeon + anaesthetist + sundries was about 7000USD.


you dont know what was involved in that guys hospital stay- drugs, what nurses attended, etc. so a price comparison is not overly accurate.


What is the deal with getting private insurance in your country(which is?)? is it common for companies to provide it to employees or is it something you would need to personally purchase?
Dec 22 2015 1:28AM
0 0
profile picture
elcornholio
Posts: 797 - Karma: 1,557
I broke my back in april a 1 hour ambulance ride from the nearest hospital, got several x rays, a CT scan and an MRI. I also had to stay at the hospital for 4 days. The grand total was $330 and I'm pretty sure that was reimbursed. Go for good insurance.
Dec 22 2015 11:41AM
0 0
profile picture
bait
Posts: 1226 - Karma: 3,580
countries with benefits (canada)
Dec 22 2015 11:52AM
0 0
profile picture
steezburgereddie
Posts: 1059 - Karma: 1,945
UPSIDEDOWNDICKgood luck getting past the wall I'm building at the boarder to keep you gun toting water beer drinking racists out!


You're too late, I'm already here.
Dec 22 2015 12:41PM
0 0
profile picture
rozboon
Posts: 1642 - Karma: 868
californiagrownyou dont know what was involved in that guys hospital stay- drugs, what nurses attended, etc. so a price comparison is not overly accurate.


What is the deal with getting private insurance in your country(which is?)? is it common for companies to provide it to employees or is it something you would need to personally purchase?


True, but short of an ICU stay I just can't see where the cost comes from.
I believe meds are usually itemised separately, I didn't need much except saline and minor pain relief so nothing major there.

I'm in New Zealand, private health insurance is reasonably common and fairly affordable. Most people who have it personally purchase it. Very few companies offer it directly, although quite a few will subsidise it to some degree (often quite heavily) as the health of their employees obviously benefits them as well - that said if a company offers it, it's more like "you can choose between health insurance or an extra $xxx in your salary and rely on the (actually very good) public system"
Dec 22 2015 1:51PM
0 0
profile picture
dan4060
Posts: 1458 - Karma: 847
californiagrownI live in the USA and wouldn't think twice before getting medical treatment. As an additional bonus I get to tell my surgeon when I want my surgery haha.

There are benefits and drawbacks to both systems. I think nationalized healthcare for "the poor" or a certain economic demographic alongside a privatized industry would be nice. I like my situation, but understand my situation is not representative of many.


I agree with your assessment on how we should do things. It would be good to have a certain level of insurance for the poor, but then allow people the ability to buy higher tiers of coverage. I don't like the idea of having to wait for a long time for surgery, I want to be able to pay to have better care.
Dec 22 2015 2:30PM
0 0
profile picture
Lbird
Posts: 401 - Karma: 2,190
WVskiingdetectable


lol
Dec 22 2015 2:34PM
1 0
profile picture
californiagrown
Posts: 9794 - Karma: 2,014
dan4060I agree with your assessment on how we should do things. It would be good to have a certain level of insurance for the poor, but then allow people the ability to buy higher tiers of coverage. I don't like the idea of having to wait for a long time for surgery, I want to be able to pay to have better care.


That's the thing though. Right now, it is common practice for companies to pay for top notch health insurance for its employees. I don't want to have that change.

I fear my level of comped coverage will go down if everybody, including my employer is required to pay higher taxes to support the nationalized healthcare system.


I really wish someone would layout an unbiased pros and cons list of their healthcare system. All I ever see are biased arguments for or against.
Dec 22 2015 2:38PM
0 0
profile picture
rozboon
Posts: 1642 - Karma: 868
californiagrownI really wish someone would layout an unbiased pros and cons list of their healthcare system. All I ever see are biased arguments for or against.


Here's an attempt:

New Zealand
Public/Private Hybrid Model

Almost all healthcare is available either free or heavily subsidised by the government.
The public health system is world class but somewhat under-resourced. As a result there is a constant queue/waiting list for non-urgent or elective surgery/treatments. This list can be ridiculously long - people wait literally years for surgeries that will affect their quality of life but are not immediately life threatening - in particular the wait list for hip replacements for the elderly is enormous.

The private healthcare system exists essentially for people who can afford it and want to either bypass the waiting list or want a treatment that is not available from the public healthcare system. For example some alternative cancer drugs are not government funded.
In some rare cases the government will fund treatment at a private facility if it is the only option available.

Health insurance is relatively affordable, this is partially because for any emergency/critical care you will be covered by the public health system anyway. Again it's more there so that you can skip the queue in the public system for non-essential stuff.
Dec 22 2015 3:36PM
0 0
All times are Eastern (-5)