Member of the Month

hi_vis360
November, 2024

Online

Welcome to the Newschoolers forums! You may read the forums as a guest, however you must be a registered member to post. Register to become a member today!

Hiding a Trampoline from House Insurance

profile picture
ZachAndCheese
Posts: 816 - Karma: 5,116
I recently purchased a pretty sweet trampoline. Then my house insurance like doubled and I was told to remove it. Any ideas on how to get around this insanity???
Mar 11 2014 6:35PM
313 18
profile picture
Mr.Huck
Posts: 6096 - Karma: 14,902
Disguise it as a swimming pool filled with great white sharks and salt water crocodiles.
Mar 11 2014 6:51PM
17 0
profile picture
theBearJew
Posts: 10951 - Karma: 15,633
put it in the neighbors yard.
Mar 11 2014 6:54PM
18 0
profile picture
El_Barto.
Posts: 11661 - Karma: 24,340
Tip it on its side and pretend its radio telescope that you use to communicate with ze russians because your a filthy russian spy
Mar 11 2014 7:00PM
22 0
profile picture
soulskier
Posts: 17806 - Karma: 3,841
I like the way you think, I like it a lot
Mar 11 2014 7:02PM
3 0
profile picture
Mr.Huck
Posts: 6096 - Karma: 14,902
Click for larger image
Mar 11 2014 7:23PM
14 0
profile picture
TotalNan
Posts: 147 - Karma: 339
How did they find out you had a trampoline? When I was in HS I had my wake board on the trampoline with the towrope tied to a tree when the insurance lady came over. She was just like "Yeah I'm just going to pretend I didn't see that". Nothing ever came of it
Mar 11 2014 7:27PM
6 0
profile picture
Barefootin_Fiend
Posts: 7618 - Karma: 4,727
hmmm, i never bothered to report mine.
Mar 11 2014 7:28PM
1 0
profile picture
ZachAndCheese
Posts: 816 - Karma: 5,116
A tree fell on my house after a gnarly storm and they had to do an appraisal. They check on it monthly, I'm on like a trampoline watch list.
Mar 11 2014 7:38PM
12 0
profile picture
yangumane
Posts: 1816 - Karma: 3,347
Put a blanket over it and pretend it's a spare bed, you could have a friend 'sleep' on it when they come to the house
Mar 11 2014 7:58PM
1 0
profile picture
Blurst
Posts: 13577 - Karma: 10,169
Put a matress in it then the insurance company will have to get a crane to remove it.
Mar 11 2014 8:00PM
21 0
profile picture
stupendous-man
Posts: 8637 - Karma: 13,293
LEgit idea incoming

dig a hole so its an in ground tramp and just cover it with a tarp or leaves or something when the insurance comes over.
Mar 11 2014 8:01PM
19 0
profile picture
JAHpow
Posts: 7282 - Karma: 17,179
Trampoline =/= pool
Mar 11 2014 8:32PM
4 7
profile picture
caderobinson
Posts: 1193 - Karma: 4,770
If there are woods near your house put it there
Mar 11 2014 8:49PM
1 0
profile picture
-WZ-
Posts: 3600 - Karma: 6,582
inb4 the insurance person is walking around the yard, falls into the pit and then starts bouncing and doing sick trix
Mar 11 2014 11:16PM
19 0
profile picture
chacha33
Posts: 959 - Karma: 4,163
Bang insurance person on tramp
Mar 11 2014 11:25PM
10 0
profile picture
theabortionator
Posts: 51740 - Karma: 163,487
Do a nice camo paint job. She'll never be able to see it.
Mar 12 2014 12:00AM
11 0
profile picture
yangumane
Posts: 1816 - Karma: 3,347
If you haven't watched a trampoline porno, do it
Mar 12 2014 12:07AM
1 0
profile picture
Malcolm
Posts: 15951 - Karma: 9,451
Put it in the ground and build some sort of temporary patio set over it. Then when the inspector comes over invite them for coffee on your patio and bask in the glory of lying about your trampoline while sitting right above it.
Mar 12 2014 12:55AM
23 0
profile picture
SFB
Posts: 8895 - Karma: 26,353
you could just disseamble it and put it into your garage until the insurance person isnt coming around anymore
Mar 12 2014 12:59AM
2 2
profile picture
El_Barto.
Posts: 11661 - Karma: 24,340
but this isnt a troll post?
Mar 12 2014 1:01AM
10 0
profile picture
GayWolf420
Posts: 37523 - Karma: 121,465
just say the wind blew it over the fence and no one has claimed it yet
Mar 12 2014 1:03AM
8 0
profile picture
liftedresearcher
Posts: 1140 - Karma: 1,775
tell them it's tony hawk's trampoline and he is storing it at your place so he can get cheaper house insurance.
Mar 12 2014 2:00AM
13 0
profile picture
rtl32
Posts: 679 - Karma: 1,161
So basically hide it in the woods somewhere, or be ill and dig out enough space to make it in ground!
Mar 12 2014 2:05AM
0 0
profile picture
ChillTeenDad420
Posts: 1858 - Karma: 5,512
demolish your house, put the tramp where your house was and pay no homeowners insurance AND have a sick tramp. win win
Mar 12 2014 2:53AM
13 0
profile picture
sNaubi
Posts: 1633 - Karma: 2,357
Sweden, where people don't come to inspect your shit, but maybe that's because of our FREE HEALTHCARE.
Mar 12 2014 8:48AM
6 2
profile picture
yangumane
Posts: 1816 - Karma: 3,347
The Swedish king is one chyll ass dood
Mar 12 2014 9:19AM
5 0
profile picture
broto
Posts: 9039 - Karma: 25,664
put a silo over it
Mar 12 2014 10:17AM
1 0
profile picture
corona
Posts: 12803 - Karma: 32,817
why would a trampoline increase your house insurance??? I don't get it.
Mar 12 2014 10:20AM
0 0
profile picture
CaptainObvious.
Posts: 5712 - Karma: 20,638
They're analyzing it for his parents. They have to look for liabilities.

If one of OP's friends come over, tries to double, breaks their neck, and racks up hundreds of thousands of dollars in hospital bills, OP's parents' home insurance covers that.

The person evaluating has to determine how much money they need to be liable for. Having a trampoline is a red flag for potentially costing the insurance company a fuckton of money since there are close to 100k injuries resulting from tramps each year.
Mar 12 2014 10:40AM
4 0
profile picture
corona
Posts: 12803 - Karma: 32,817
oh right. America. The land where everyone sues everyone for everything.
Mar 12 2014 10:48AM
2 2
profile picture
corona
Posts: 12803 - Karma: 32,817
Do trees increase your home insurance? What about snowbanks in the winter?
Mar 12 2014 10:50AM
0 0
profile picture
CaptainObvious.
Posts: 5712 - Karma: 20,638
Oh, no man. The potential lawsuit is a completely different issue. hahaahah.

This is simply for medical reasons because homeowners insurance covers up to a certain amount for people injured on your property.

In my hypothetical situation, OP's parents would not only pay the increased premium because of all the medical bills their insurance paid for, but they would ALSO probably be sued by the friends' parents for another large sum of money. For what, you ask?

-You weren't supervising and inverted aerials aren't permitted - Negligence
-Your tramp has no pads around it and no netting - Improper safety precautions
-Your child was pressuring mine to do a trick they weren't comfortable with - bullying

The list continues.

Moral of the story? Kids, when your parents tell you they will NOT buy you a trampoline.....just say ok and be happy they still pay for your Saga.
Mar 12 2014 10:53AM
3 2
profile picture
CaptainObvious.
Posts: 5712 - Karma: 20,638
Also, it sounds like this is actually OP's house. Not his parents'. All of the above comments still apply. The homeowner is the one who pays all the nonsense.
Mar 12 2014 11:00AM
1 0
profile picture
Peter.
Posts: 23796 - Karma: 13,014
build some sort of other illegal structure in your yard, such as a nuclear missile launch tower. they'll be so distracted by that, they won't notice the trampoline
Mar 12 2014 11:56AM
4 0
profile picture
theabortionator
Posts: 51740 - Karma: 163,487
The problem isn't the trampolines or the mini ramps. The problem is these asshole judges who award these people money. I could probably to someones house, "falls" down the stairs and sue.

With such shitty judges in power these days it gives people even less faith in our judicial system than the tiny bit they even had.

I'm not even against suing somebody for negligence that hurt you but all these lazy motherfuckers looking for a handout can just get bent. Also at a certain point where the hell is the accountability? If somebody is jumping on a trampoline it's a pretty standard thing unless the trampoline breaks and kills them, or a tree falls on them etc. You you fall on the trampoline it's all on you.

Insurance tried to make my parents get ride of the trampolines I had and the mini ramp I had built in my driveway. My parents pretty much told them to get fucked. I spent around 400 for the one trampoline, and collected the other 2 for free or cheap. Spent over 1k on my mini ramp and a bunch of time to build it. I'm not really tight with my parents but that will always be a +1 in my book.

Hopefully you can get a plan going OP and save it.
Mar 12 2014 12:12PM
2 1
profile picture
kevmac
Posts: 347 - Karma: 1,172
Click for larger image
invisible spray
Mar 12 2014 1:09PM
5 0
profile picture
.Apex.
Posts: 2097 - Karma: 1,556
Just ask the insurance guy if he wants to jump for a bit. When he realized how much fun he's having he'll pay you to keep it.
Mar 12 2014 3:27PM
1 1
profile picture
Laurent.
Posts: 10056 - Karma: 25,313
Be like a Bond villain and make an elaborate trap door.

Click for larger image

Click for larger image
Mar 12 2014 5:10PM
14 0
profile picture
sNaubi
Posts: 1633 - Karma: 2,357
Thats actually really sick haha :)
Mar 12 2014 5:34PM
0 0
profile picture
Lemuel
Posts: 14499 - Karma: 10,719
That's pretty much what my parents did too. Insurance is now worried more about our roof that should have collapsed in years ago.
Mar 12 2014 5:35PM
0 0
profile picture
theabortionator
Posts: 51740 - Karma: 163,487
Do want.


Also I miss trampolining. I haven't set mine up in maybe 4 years now? maybe 5?

I bounced on one somewhere. My knees don't like it as much these days but was still pretty fun to float a couple flips.
Mar 12 2014 5:53PM
0 0
profile picture
GILLSKI
Posts: 1250 - Karma: 361
Im going to do this with my house and my pool so I can adjust my insurance well sir being all you own is a half acre uhmmmm hows 32cents a month sound
Mar 12 2014 5:57PM
0 0
profile picture
Animal.Party
Posts: 311 - Karma: 158
insurance is now ariels
Mar 12 2014 6:19PM
5 0
profile picture
rtl32
Posts: 679 - Karma: 1,161
And then if you have the net around it, you can a tarp to go over it, and then you can sleep/fuck/eat/go on NS from it to!
Mar 12 2014 6:47PM
0 0
profile picture
saskskier
Posts: 4774 - Karma: 10,005
Go to friends house with trampoline.
Fall.
Sue.
Profit.
Don't worry about more expensive house insurance?
Mar 12 2014 7:21PM
2 0
All times are Eastern (-5)