i don't think taking out an additional $80,000 - 120,000 in student loan debt is worth 4 years of skiing (assuming your parents aren't paying and you meant 20-30k per year).
As someone else mentioned, if you can afford to take a year off and bum around Utah and then are able to claim residency, definitely do that, but as someone who is working in the financial sector right now, the economy still sucks and you don't want that much student debt hanging over your head.