Member of the Month

KilaTsunami
October, 2024

Online

Welcome to the Newschoolers forums! You may read the forums as a guest, however you must be a registered member to post. Register to become a member today!

Insurance questions..

profile picture
tomahawk
Posts: 2006 - Karma: 53
Hey dudes.

As I'm piling up camera gear, I've decided to start to insure my gear. If I were to purchase second-hand items such as a camera body or lens, how would I go about proof of purchase if I have/haven't purchased the item yet.

Thanks
May 27 2012 7:42PM
0 0
profile picture
Sklar
Posts: 8864 - Karma: 31,612
threads
May 27 2012 8:21PM
0 0
profile picture
Bmo.
Posts: 4907 - Karma: 2,667
oh man great timing, im going to france next semester and need to insure my gear
May 27 2012 9:18PM
0 0
profile picture
Downtofilm
Posts: 6896 - Karma: 20,395
What kind of insurance do I get to cover stolen or broken camera gear? I need to get on that pretty soon.
May 27 2012 10:25PM
0 0
profile picture
zahava
Posts: 7791 - Karma: 12,039
Threads.
May 27 2012 11:48PM
0 0
profile picture
[J_Gasper]
Posts: 2983 - Karma: 1,594
Not many cover stolen gear. Its around 200 bucks for 3 years for a 60D/t3i. That includes basically anything but theft.
May 27 2012 11:55PM
0 0
profile picture
Satan666
Posts: 139 - Karma: 21
are you sure? i would think theft would be what most insurance policies cover for something like a camera
May 27 2012 11:59PM
0 0
profile picture
Downtofilm
Posts: 6896 - Karma: 20,395
Not the BH website insurance. Real insurence.
May 28 2012 2:32AM
0 0
profile picture
miroz
Posts: 10333 - Karma: 3,945
Real insurance. Like the kind your parents (and mine) currently cover for you (and me)...(respectively).
May 28 2012 2:42AM
0 0
profile picture
Downtofilm
Posts: 6896 - Karma: 20,395
Wait Wat? I'm talking about like household insurance or something, which one covers stolen camera gear?
May 28 2012 3:23AM
0 0
profile picture
eheath
Posts: 61590 - Karma: 122,953
not all home owners insurance will cover camera gear. my state farm insurance wont so im pursuing a specialty agent for supplemental insurance for my gear
May 28 2012 3:42AM
0 0
profile picture
miroz
Posts: 10333 - Karma: 3,945
That's what I'm talking about. Our parents pay that shit and we don't have to worry about it.

And Evan, are you doing that through State Farm as well?
May 28 2012 3:47AM
0 0
profile picture
WillStart
Posts: 3955 - Karma: 3,192
that's just like a protection plan/extended warranty really. real insurance basically covers anything that happens to your shit including theft. just like how if you get something stolen from your house, it's covered under homeowner's insurance.


apparently my parents' state farm homeowner's insurance covers my gear if it's stolen, for the time being at least.
May 28 2012 4:13AM
0 0
profile picture
1337
Posts: 31053 - Karma: 29,231
Homeowners insurance. Talk to your parents, and just have boxes of your items with proof of purchase codes handy (you can buy use lenses/camera boxes on most forums) and they should cover it
May 28 2012 7:30AM
0 0
profile picture
zahava
Posts: 7791 - Karma: 12,039
I have the extended warranty on my 60d, I payed like $150 for it from the store I bought it at, it covers all malfunctions. IMO but I think its worth it, stuff happens and paying $150 for your peace of mind is better than having to buy a new camera.

As for homeowner's insurance, I talked to my dad about my camera gear and he said that it would be covered, but if they claimed the $2000-3000, their policy would go up, so if its worth it or not to claim it is up to you. He said if it ever got stollen it would be cheaper to just buy new gear than to claim it through the insurance.
May 28 2012 2:00PM
0 0
profile picture
eheath
Posts: 61590 - Karma: 122,953
Doesn't always cover, like I said. It depends on your company. I have to get mine through a different agent because my state farm agent cant.
May 28 2012 2:05PM
0 0
profile picture
skituner
Posts: 1162 - Karma: 127
my renters insurance covered my entire setup when it was stolen in Copenhagen last year. State Farm is there!
May 28 2012 2:09PM
0 0
profile picture
eheath
Posts: 61590 - Karma: 122,953
big difference, renters insurance covers alot. it wont cover if it breaks tho
May 28 2012 2:22PM
0 0
profile picture
RockNRollNghtClb
Posts: 2013 - Karma: 2,509
really want to know this too
May 28 2012 2:48PM
0 0
profile picture
Sklar
Posts: 8864 - Karma: 31,612
I just called in to my parents insurance, State Farm, and got my camera gear and laptop insured
It cost $40 a year with $0 deductible for the laptop
$50 a year, with a $100 deductible for all my camera gear, ~$1800 of gear
May 30 2012 2:14PM
0 0
profile picture
Brentizzle
Posts: 1584 - Karma: 1,871
what does that cover? theft? damage? everything?
May 30 2012 11:56PM
0 0
All times are Eastern (-5)