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Insurance questions..

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tomahawk
Posts: 2006 - Karma: 53
Hey dudes.

As I'm piling up camera gear, I've decided to start to insure my gear. If I were to purchase second-hand items such as a camera body or lens, how would I go about proof of purchase if I have/haven't purchased the item yet.

Thanks
13 years ago
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Sklar
Posts: 8865 - Karma: 31,617
threads
13 years ago
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Bmo.
Posts: 4908 - Karma: 2,669
oh man great timing, im going to france next semester and need to insure my gear
13 years ago
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Downtofilm
Posts: 6896 - Karma: 20,395
What kind of insurance do I get to cover stolen or broken camera gear? I need to get on that pretty soon.
13 years ago
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zahava
Posts: 7791 - Karma: 12,039
Threads.
13 years ago
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[J_Gasper]
Posts: 2983 - Karma: 1,594
Not many cover stolen gear. Its around 200 bucks for 3 years for a 60D/t3i. That includes basically anything but theft.
13 years ago
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Satan666
Posts: 139 - Karma: 21
are you sure? i would think theft would be what most insurance policies cover for something like a camera
13 years ago
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Downtofilm
Posts: 6896 - Karma: 20,395
Not the BH website insurance. Real insurence.
13 years ago
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miroz
Posts: 10333 - Karma: 3,948
Real insurance. Like the kind your parents (and mine) currently cover for you (and me)...(respectively).
13 years ago
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Downtofilm
Posts: 6896 - Karma: 20,395
Wait Wat? I'm talking about like household insurance or something, which one covers stolen camera gear?
13 years ago
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eheath
Posts: 61889 - Karma: 125,952
not all home owners insurance will cover camera gear. my state farm insurance wont so im pursuing a specialty agent for supplemental insurance for my gear
13 years ago
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miroz
Posts: 10333 - Karma: 3,948
That's what I'm talking about. Our parents pay that shit and we don't have to worry about it.

And Evan, are you doing that through State Farm as well?
13 years ago
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WillStart
Posts: 3955 - Karma: 3,192
that's just like a protection plan/extended warranty really. real insurance basically covers anything that happens to your shit including theft. just like how if you get something stolen from your house, it's covered under homeowner's insurance.


apparently my parents' state farm homeowner's insurance covers my gear if it's stolen, for the time being at least.
13 years ago
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1337
Posts: 31077 - Karma: 29,656
Homeowners insurance. Talk to your parents, and just have boxes of your items with proof of purchase codes handy (you can buy use lenses/camera boxes on most forums) and they should cover it
13 years ago
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zahava
Posts: 7791 - Karma: 12,039
I have the extended warranty on my 60d, I payed like $150 for it from the store I bought it at, it covers all malfunctions. IMO but I think its worth it, stuff happens and paying $150 for your peace of mind is better than having to buy a new camera.

As for homeowner's insurance, I talked to my dad about my camera gear and he said that it would be covered, but if they claimed the $2000-3000, their policy would go up, so if its worth it or not to claim it is up to you. He said if it ever got stollen it would be cheaper to just buy new gear than to claim it through the insurance.
13 years ago
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eheath
Posts: 61889 - Karma: 125,952
Doesn't always cover, like I said. It depends on your company. I have to get mine through a different agent because my state farm agent cant.
13 years ago
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skituner
Posts: 1162 - Karma: 127
my renters insurance covered my entire setup when it was stolen in Copenhagen last year. State Farm is there!
13 years ago
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eheath
Posts: 61889 - Karma: 125,952
big difference, renters insurance covers alot. it wont cover if it breaks tho
13 years ago
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RockNRollNghtClb
Posts: 2013 - Karma: 2,509
really want to know this too
13 years ago
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Sklar
Posts: 8865 - Karma: 31,617
I just called in to my parents insurance, State Farm, and got my camera gear and laptop insured
It cost $40 a year with $0 deductible for the laptop
$50 a year, with a $100 deductible for all my camera gear, ~$1800 of gear
13 years ago
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Brentizzle
Posts: 1584 - Karma: 1,871
what does that cover? theft? damage? everything?
13 years ago
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