Replying to Help me choose my college!!

Ok, so I have been accepted to both Pitt and Villanova. I've also received tuition exchange to both schools which basically means a full scholarship to Pitt and only about 5,000 +room and board at Villanova. My goal is to become and actuary I believe. Now for my pros and cons list.
Pitt:
Pros: one of my best friends is going there, full tuition, they have my exact major (Actuarial Mathematics), good party school, and a quality education system especially for business which is mixed into my major.
Cons: Opinionated as "not as good" of a school as Villanova, 4hour drive from home, public school

Villanova:
Pros: great education, clean atmosphere, only a 2 hr drive from home, friends are located in the philly area at temple, drexel, etc.
Cons: none of my close friends are going there, slightly more expensive, I would have to dual major in Math and Econ, seems like not much of the school is devoted to specifically my major, and i cant say ive heard from many that it is VillaNOFUN, having trouble finding a roommate

What would you do if you were me?! Any response may help me out even though in the end im just going to have to choose.