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I have some bad news....
you are all retarded.
Its not like people steal the money they have and thats why they are rich, they earned it and worked hard to get there, no one needs/should tell them what they should or should not do with it. Plenty of people have gone from nothing to multi millionaires, just takes work and dedication.
Second, spend the next four years having as good a time as possible: hang out, hook up, and above all, take plenty of “awesome” courses.
Third, find teachers and role models who will encourage you to develop an attitude of enlightened contempt for ordinary American middle class life, the world of business, and such bourgeois virtues as self-reliance, thrift, accountability and self-discipline. Specialize in sarcasm and snark.
Fourth, avoid all courses with tough requirements, taking only the minimum required number of classes in science, math and foreign languages.
Fifth, never think about acquiring marketable skills.
Sixth, when you graduate and discover that you have to repay the loans and cannot get a job that pays enough to live comfortably while servicing your debts, be surprised. Blame society. Demand that the government or your parents or evil corporations bail you out.
Seventh, expect anyone (except for other clueless losers who’ve been as stupid and wasteful as you) to sympathize with your plight, or to treat you with anything but an infuriating mixture of sorrow, pity and contempt.