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Dude i am 37 and still dont know what the fuck its all about.
The one piece of advice i will give you is this : Dont do anything just for the money, do a job you will love getting up in the morning for and that gives you satisfaction. If you need to go to Uni to do this then so be it but it is not the be all and end all.
I am a senior project manager in a huge UK based firm and i earn good money. My best friend looks after dogs at the local pound and does ski lessons on the side. He earns nothing like what i do but is happy all the fucking time and would not swap his life for anyones.
Being wealthy opens doors and allows you to do things but you are at work for 75% of your life so make sure you enjoy it.