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You are the luckiest oblivious sonofabitch ever. WOW.
Seriously, you lucked out. No way it took 3 months for a drain plug to come out. No way would you ever need to pop the hood or open it to drain the oil either and it's entirely possibly dude drained your oil out, that's a fkn awesome oldie but goodie. If there isn't a huge puddle of oil anywhere you drove from the last place you parked, yeah he obsconded with all your lubes hahahahaha
BTW, the insurance adjuster isn't going to fuck you. You'll be fine if they've already accepted blame.
Oh, and if your oil light comes on, you're already fucked but DO NOT KEEP DRIVING BECAUSE YOUR MOTOR WILL SEIZE. Pull over, turn it off, call a tow truck if you don't know what to look for i.e. a drain plug and a dipstick.