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Alright so I got the iPhone 4 for Christmas. I asked my parents if they could insure it through homeowners insurance and they were able to insure the entire thing. I lost my phone the last day of school and we put in a claim. My insurance company was able to get me a new phone and i only had to pay a $50 deductable. Oh, and the insurance was $5-10 a year or something like that
Long story short, get homeowners insurance on your nice phones/laptops asap! Oh, and MobileMe for iPhone users
