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Student loans?

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Jules.
Posts: 768 - Karma: 9
So im in desperate need for money. Im starting college and ive pretty much got that covered with student aid money, but I need money for car insurance and living money. Anyone know a good company that has low interest rates that wont require me to have a job? Thanks.
Apr 7 2011 9:39PM
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Anathema
Posts: 21048 - Karma: 5,061
i feel you bro. im 30k in debt. and people have the nerve to go door to door asking me to sponsor a kid in africa and make me feel bad when i decline. i'm like 'dude i gotta take care of me first. i have negative money, and a lot of it. what do you expect me to do..'
Apr 7 2011 9:41PM
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Jules.
Posts: 768 - Karma: 9

that sucks buddy. i just need a loan right now though that wont kick my ass later. anyone on a loan right now?

Apr 7 2011 9:43PM
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SkiThe603
Posts: 5376 - Karma: 498
Dude feel bad for you. I wish i knew but nah, good luck to you man
Apr 7 2011 9:43PM
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Elmo.
Posts: 4317 - Karma: 663
im gunna be in this situation soon.... not a good feeling to know your going to be in debt
Apr 7 2011 9:45PM
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t-roy
Posts: 4041 - Karma: 52
i was always able to take the maximum amount from federal loans to pay for loans and then money for rent/food/insurance etc. also a good option is to talk to your financial aid department and ask them. i used other loans that weren't from private companies.

yep I have $135k in student loans...gonna be awesome paying that back
Apr 7 2011 9:46PM
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Jules.
Posts: 768 - Karma: 9

135k? holy shit. yea i only need like 5 grandish. fuck car insurance. haha

Apr 7 2011 9:47PM
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JacheOReally
Posts: 3597 - Karma: 253
Financial Aid Refund Check?
Apr 7 2011 9:48PM
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Jules.
Posts: 768 - Karma: 9
is that like where you sign up for a loan, and they send the school your money, and whatever is left over you get for living?
Apr 7 2011 9:50PM
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t-roy
Posts: 4041 - Karma: 52
yeah each semester i would get money deposited straight into my checking account with the money left over from financial aid after paying tuition. so if i got 15k in loans, and tuition was 10k, i'd get 5k to survive.
Apr 7 2011 9:52PM
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grown-ninja
Posts: 3031 - Karma: 175
what do you need ill be your friendly neighborhood loan shark?
Apr 7 2011 9:53PM
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Jules.
Posts: 768 - Karma: 9
oh thats dope... im going to check that out. thanks man +k
Apr 7 2011 9:54PM
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californiagrown
Posts: 9794 - Karma: 2,014
really? you dont ever buy alcohol? or new clothes? or anything not completely neccessary?

just saying
Apr 7 2011 9:56PM
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chicken
Posts: 6843 - Karma: 2,123
wow some of your guys loans makes my situation seem so much nicer. I am going through school and will not give up my truck, and want weekends to be work free for skiing and I am not even close to 135 or even 35k in debt. In fact I will be in about the same situation at the end of this summer as I was last summer, so my loan will not get any worse I hope.

to answer your question, I got a loan from my bank, it's 5% interest, so if I maxed it out @10g the interest would be like 500 a year I think, which is not that bad I guess, way better than a credit card
Apr 7 2011 11:04PM
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michelle
Posts: 6290 - Karma: 428
Get a job if you can. Seriously. It's better than paying back double for small money like that (car insurance, gas, etc)
Apr 7 2011 11:06PM
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O.G.Surachai
Posts: 334 - Karma: 84
Yeah man if you have school paid for I would do everything in my power to avoid loans. They suck real bad once you graduate. Try donating plasma or working on campus or something, anything.
Apr 7 2011 11:48PM
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KravtZ
Posts: 6637 - Karma: 2,629
if you have school covered get a fucken job dude. Yes you might not be ablet o go out and do shit all the time but when it comes down to it in teh long run its going to be good. You can be good on 30 bucks a week tops if your good with money
Apr 7 2011 11:53PM
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