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December, 2024

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Paypal rant

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1337
Posts: 31061 - Karma: 29,366
FFFFFFFFUUUUUUUUUUUUUUUUUUUUU way to overdraft my debit account assholes. It specifically said it would charge to my credit card if I had insufficient funds but noooooooooo you had to go and overdraft. way to be.

>mfw i saw my statement
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Nov 9 2010 1:18PM
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rickroller
Posts: 2468 - Karma: 483
Sux bro
Nov 9 2010 1:19PM
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pomme-de-terre
Posts: 3915 - Karma: 703
i got stuck in an never-ending hole of overdraft once. i hadnt cashed my paycheck yet and i used my card for gas and spent like $2 too much, the bank charged me for $35 overdraft fee. this overdrew my already overdrawn account. $35 again. and again. and again. and then some more.


i went to deposit my check and found out i was $2000 in debt. the bank cleared all the charges for me though, even the original orverdraft fee. then i got overdraft protection on my account.
Nov 9 2010 1:25PM
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1337
Posts: 31061 - Karma: 29,366
apparently it will charge my other card once it gets notices from the bank that I have insufficient funds, but for now I think I'm going to get charged the overdraft fee.
Nov 9 2010 1:34PM
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soulskier
Posts: 17806 - Karma: 3,841
i accidentally did that once, went into the bank and talked to someone, they were pretty understanding and waived it for me
i go to a smaller local bank though
Nov 9 2010 1:37PM
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geteducated
Posts: 6410 - Karma: 86
ya, i got fucked over by the paypal usd -> cdn exchange rate today. i figured i better to it today or else its gonna be worse tomorrow, since the cdn dollar seems to be only going up.
Nov 9 2010 1:44PM
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dex.
Posts: 2973 - Karma: 62
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Nov 9 2010 2:05PM
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Downtofilm
Posts: 6896 - Karma: 20,395
Paypal sucks sometimes eh? Remember Jamie haha?
Nov 9 2010 2:06PM
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1337
Posts: 31061 - Karma: 29,366
haha damn true
Nov 9 2010 2:08PM
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YukonGraham
Posts: 279 - Karma: 55
exactly what happened to me when i left the states.
Its the gay ass useless American accounts that just want to build debt. In Canada, you can't overdraft, it just says insufficient funds.
Nov 9 2010 2:09PM
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MNS
Posts: 5386 - Karma: 3,241
happened to me too, suck it up
Nov 9 2010 2:16PM
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ronalddregan.
Posts: 1564 - Karma: 260
just some life knowledge: whenever you get overdraft fees if you go into your bank and complain/explain about what happened, they will usually reverse them. All bank employees, at least at most major banks are allowed to reverse up to 3 overdraft charges on your account at a time.
Nov 9 2010 2:19PM
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thugaim
Posts: 2181 - Karma: 33
Since when could you overdraft a debit account? Silly americans.
Nov 9 2010 2:45PM
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vandersteeze
Posts: 2650 - Karma: 1,511
Turn off overdraft protection so that the transaction just gets denied. Way better IMO
Nov 9 2010 2:54PM
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geteducated
Posts: 6410 - Karma: 86
i am on td canada trust and i can over draft my chequing. i have to stop that though. its cheaper to use my low interest visa card then have the overdraft interest charged.
Nov 9 2010 3:33PM
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