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Own Bank Account Under 18

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Moisty_Goat
Posts: 601 - Karma: 31

Just seeing if anyone on ns knows if you can open your own bank account seperate from your parents when your not 18

Aug 23 2010 4:10PM
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-ROY-
Posts: 3633 - Karma: 1,503

sure can...some places dont. just gotta look around

Aug 23 2010 4:11PM
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CluckaChuck
Posts: 1541 - Karma: 734
Ive had my own bank account since i was 8
Aug 23 2010 4:13PM
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123+ski
Posts: 2832 - Karma: 581
if you do there are prbly gonna be a lot of restrictions on it
and now obama wants to make more restrictions for credit cards and shit, but thats another issue
Aug 23 2010 4:13PM
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Da_CONK
Posts: 528 - Karma: 93
Well I have a passbook saving account, young statement savers, and checking. I put my spending money in the last of the 2 but as far as I know they are all linked to my parents account. I don't think you can have a separate account, I'm amusing you live in the good old United States?
Aug 23 2010 4:14PM
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Da_CONK
Posts: 528 - Karma: 93
Oh yea sorry for the dub post but it would be a good idea to make an account under your parents, you'll avoid a lot of frees and such.
Aug 23 2010 4:15PM
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123+ski
Posts: 2832 - Karma: 581
did your parents open with you or cosign or something like that?
Aug 23 2010 4:15PM
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CluckaChuck
Posts: 1541 - Karma: 734
yeah but they can't control it in anyway. I also live in Canada so it may be different.
Aug 23 2010 4:17PM
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Ski_the_east01
Posts: 5203 - Karma: 2,306
What type of account? Theres going to be restrictions because of your age a savings won't really matter what age but checking and other privileges on an account are going to requite a certain age

and cluckaluck is an idiot he doesnt have his own bank account his parents are joint owners
Aug 23 2010 4:18PM
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~~~~~~~~
Posts: 2345 - Karma: 2,104
I have a saving linked to my dads account, and a checking linked only to my saving that they cant touch.
Aug 23 2010 4:19PM
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Moisty_Goat
Posts: 601 - Karma: 31
I already have a perfectly fine bank account, i just want one they don't know about or have acess to. And yes i live in the U.S.
Aug 23 2010 4:20PM
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fragglemuffin
Posts: 3312 - Karma: 444
i got my own bank of america checking/debit account when i was 17
Aug 23 2010 4:21PM
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Kangbang
Posts: 14211 - Karma: 423
i just got a bank account separate from my parents and im only 14. you just need your parents with you to sign
Aug 23 2010 4:23PM
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Sir.Steezealot
Posts: 1156 - Karma: 677
My parents are custodial but I have full obligation to remove my money when I want too. No matter how much I love and trust my parents its good if your the only person who can touch your own money.
Aug 23 2010 4:23PM
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-ROY-
Posts: 3633 - Karma: 1,503

i have had my own personal checking and savings since i was 16..As long as you have a job some places can help you out. My credit Union had a branch in my highschool, which was pretty tight.

Aug 23 2010 4:32PM
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ECB
Posts: 6991 - Karma: 622
When I was in elementary school, I joined a program where I would bring 2 dollars to school every Friday, and put it in a bank account, my very own account. It was cool when I was a little dude because every time you would bring money, they would give you something like a pencil or an eraser or something, to teach you about saving, and saving is good (I live in a poor town)

Well, now that I'm 19, that account is still being used, in my name, like it has always been. The only rule was, when I was still in elementary school, I couldn't withdraw money without my mom being with me, but once I turned like 13 they stopped caring, and I could
Aug 23 2010 4:44PM
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.JPolster
Posts: 782 - Karma: 17
i have one
Aug 23 2010 5:08PM
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Gstrong
Posts: 4776 - Karma: 519
i have one, open it at a credit union
Aug 23 2010 5:09PM
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skiskate
Posts: 787 - Karma: 823
Ive had my own bank account since I was 10. The only thing my parents could ever see was statements in the mail, but i opted out of that and get emails instead.
Aug 23 2010 5:19PM
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deleted5
Posts: 14507 - Karma: 13,507
lol yeah its your money
Aug 23 2010 5:20PM
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Lt-Aldo-Raine
Posts: 2309 - Karma: 120
I tried it. It wasn't possible without a guardian there to change the rules or to set up your own account. But since I'm 18 now I just created a new one.
I go to Wells Fargo if that matters.
Aug 23 2010 7:11PM
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Chompo.
Posts: 4952 - Karma: 88
I have the same thing but i live in detroit
Aug 23 2010 7:36PM
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the.cheat
Posts: 2859 - Karma: 171
same. I made like 30 dollars at a lemonade stand and my mom tricked me into getting one by saying shed put money in it whenever I did and to this day she's hardly let me take any out
Aug 23 2010 7:36PM
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ECB
Posts: 6991 - Karma: 622
I'm so sorry
Aug 23 2010 8:41PM
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hue.
Posts: 1518 - Karma: 220
any bank is happy to take your money
Aug 23 2010 8:45PM
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