YES
store warranties are honestly a rip off unless you have intentions of using the coupon against the store.
for example my ex-girlfriend worked retail at big box electronics stores all her life, and she said that for instance if you buy a warranty on a camera, and you wait like 1 year 364 days on a 2 year warranty, and return it and say whatever, you just don't like the way it is working, it is acting funny, whatever. They have to take it regardless of reason, and give you a gift card for the amount you paid for the product minus warranty. Aka your electronics don't depreciate in value. you could do this on video cameras, digital cameras, monitors at office max and staples.
you could return them broken also obviously in anyway you can imagine.
store warranties are a waste of cash but they do have accidental coverage which is pimp. So it's a 50/50 thing ya know.
