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Ok this is more of a rant than anything. I got on CITI banks credit card site and applied for their "college student" card. They denied me because I have an outstanding balance too high for what I make (my student loans). Over 5 years I only have 10k in loans. Why make a fucking college student card if you are going to deny anyone with loans? I check my credit and it is very good. I have paid off about $20k in loans already and have a different card I have been using for gas for my car and paying it off regularly.
I know I should go to my bank to get a card, but will I be wasting my time? Will they deny me because of my loans? If so what is a good place to get one?
I just want it to pay my utilities and tv and interent bills really.