Replying to Drivers of Canada (YD and insurance)

I've put off getting my G2 for way to long now but getting to the hill is becoming more of a problem, so i just starting a class today in Toronto with Young Drivers hearing that they, while being the most expensive, it was said to help you the most with getting the cheapest rates with insurance. My main reason for not getting my g2 is because even with it i don't have the kind of money to pay for insurance. My question to you guys is how old are you, did you get your driving certificate for insurance company in order to get a better deal and what are you paying for insurance per month (i assume all provinces are fairly similar in guidelines and sure you Americanos can pipe in as well). My course with Young drivers started today and is $1200 in the hole, while giving an advantage (unbeatable at that) of supposedly life saving driving skills, instead of paying a smaller company $500.