lets call him "Sleezy_Vageezy" and he was driving through missouri (lives out of state) and got a ticket for doing 82 in a 70. hes about to turn 20 and its his first ticket. he thinks its 3 points on his license, so you lawless fellas out there, how much will his insurance be affected? would taking the classes make hte points and/or insurance go away? thanks for the help