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I'm an accountant - I can help you out with your taxes if you want to send me copies of your stuff. Consider it a goddwill gesture for a fellow NSer.
and to the OP - I got 3k back this year....not the greatest and not the worst.
this is true. unfortunately, roi on a 1k or 2k investment isn't really a lot in a year. for a lot of people with out a lot of disposable income, the safety aspect of having a little more taken out of a check throughout the year is much more appealing. Also, many people have changes in their life that qualify them for different credits, etc. that they didn't qualify for at the beginning of the year when they filled out their w4. Most people don't realize the tax ramifications of some of these changes and don't change their withholding status for each possible fluctuation in agi.
so while your statement is correct, it looks much better on paper than it does in practice.
on another financial note...how bout dem FUCKIN stocks
i lost 20 g last time i checked on my college fund that my grandparents set up for me :(