I graduated from Sauder Finance in may 2008 and now work as a derivatives analyst.
While it is nice to get into the Sauder program in first year, honestly, I don't think the quality of education is any better than what you would get at Langara/Kwantlen/Capilano transfer programs. Most 1st and 2nd year courses at UBC are 100+ students and provide minimal personal attention. In contrast to college programs with a approx 30:1 student to teacher ratio. Additionaly, courses are much cheaper when taken in college with tuition fees being approx half that of UBC.
The senior level courses are where UBC shines and where you actually get interaction with your professors.
There is much to be said about getting into UBC to develop relationships and network early on and which can be very beneficial down the road. UBC is the more externally enrichening environment, but the quality of education is on par. Becoming an active member of the university community looks real good when applying for jobs, and being on UBC campus exposes you to many opportunities not present at the colleges.
I recommend applying to UBC, but also to one or two of the colleges as a backup plan. It is very simple to tranfer in during 2nd or 3rd year and the requirements are much less strenuous.
If you have any questions needing more details or regarding where you would like to take your career and my advice in regards to that, let me know.