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F%&ing gay ass banks...

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NoTeefa
Posts: 9566 - Karma: 129

Bank of America and their $35  overdraft fees can suck the curliest of my ass hairs. These assholes have taken enough of my money.

So the burning question is... Where should I put my money? WECU? Are there any banks in this state that actually believe in customer service? Are any of you pleased with your current banking situation? do tell,

Jan 21 2009 6:44PM
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RudyGarmisch
Posts: 25443 - Karma: 13,844
Hide it in a treasure chest. To find the chest, you could start by running to the room of the three gargoyles, push in the right tongue, and a door might lead you down a staircase into the wall climb. Here you must choose your next path- you could race up to the observatory, spin the sun dial and pass into the room of the golden idols. Once there push down on their bases to release the doors, that may take you below or into the shrine of the silver monkey. Assemble the statue there and you may be headed to the torch room, if the elevator is up you may be able jump into the elevator and descend into the mine shaft, you might climb up the ladder or plow through the stone wall. Find the key and it may unlock the tombs of the ancient kings allowing you to climb into the spiders lair, if you make it out you might have a chance to sit upon the throne of the pretender. If the correct door is unlocked you may be able to climb into the pit of despairer and finally make your way though the cave of sighs and to the true treasure chest that holds all of your money.


Jan 21 2009 7:40PM
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coolhandluke
Posts: 4465 - Karma: 153
BOA actually works fairly well for me. i can check online and transfer money from savings to checking when i want to purchase things. and my credit card is thru them too, so i can transfer moneys online for payments. cause i always lose the paper credit card bill they send me in the mail.
Jan 21 2009 8:04PM
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Brit1275
Posts: 5972 - Karma: 11

Step #1 - Don't overdraft.

Step #2 - Not actually a step.  I have all my savings in BECU, I like them, they're legit.

Jan 21 2009 8:45PM
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ronalddregan.
Posts: 1564 - Karma: 260
.
Jan 21 2009 8:50PM
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*542*
Posts: 1224 - Karma: 19
I like WECU.  Its free to transfer money and monitor your accounts online.  I have only overdrafted my checking account once, and they took the money out of savings to pay it off and I got charged a $1 transfer fee.  I am not sure how bad the overdraft fees would be if you really ran out of money, but I know my friend was able to get most of his fees removed after talking to and working with them.
Jan 21 2009 10:29PM
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mtbakerteacher
Posts: 4185 - Karma: 20
WaMU? Oh wait...
Jan 22 2009 1:53AM
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kevywevy
Posts: 6292 - Karma: 13
wait wait wait... if you're going overdrawn, do you really have money to put in another bank? at that point why don't you just keep what little money you have in your mattress. then you don't have to spend money on gas to go to the bank! its a win win. mattresses don't do overdraft charges.
Jan 22 2009 1:59AM
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cobra_commander
Posts: 16909 - Karma: 4,686
WAMU/CHASE works for me.
Jan 22 2009 2:01AM
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Fish_Sandwich.
Posts: 9108 - Karma: 16
BECU is the best by far.  WAMU sucks for the most part.
Jan 22 2009 3:29AM
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NoTeefa
Posts: 9566 - Karma: 129
Its not that I overdraft regularly, but when I do overdraft its usually more than one charge. This time I overdrafted by like $20, but it was a 5 dollar footlong, a dvd rental, and some cocktails for the lady and me. That's 3 x $35 = $105! Fucking pirates
Jan 22 2009 6:30PM
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namaste
Posts: 69 - Karma: 10
call them or go in and ask for them to take care of atleast one of the charges. they'll hook you up usally atleast once
Jan 22 2009 9:14PM
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cobra_commander
Posts: 16909 - Karma: 4,686
my wamu acount gives me 2 non chagred overdrafts.
Jan 22 2009 9:22PM
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NoTeefa
Posts: 9566 - Karma: 129
that's just super
Jan 23 2009 4:17AM
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Literature
Posts: 13673 - Karma: 3,085
Can you link your account to a credit card or savings when it overdrafts? My Wells Fargo account allows me to do that...
Jan 23 2009 12:16PM
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skibum193
Posts: 3737 - Karma: 33
charles schwab is dope. i get free atm withdrawals anywhere in the world, and earn interest on my checking account. only thing is you can't make cash deposits, so you gotta have another bank going on too, but it's fucking legit
Jan 23 2009 1:41PM
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Brit1275
Posts: 5972 - Karma: 11
My checking account through keybank has a $500 line of credit, so if I were to ever overdraft, it just puts money in from that.  Can you get a line of credit through your bank?
Jan 23 2009 1:42PM
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SEABURN
Posts: 4859 - Karma: 2,752
.
Jan 25 2009 8:15PM
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hUcKbUnNi3
Posts: 1923 - Karma: 33
Yeah, I have the same deal as Sean; but it is through BOA. See if you can get a credit account linked to your checking so that when you overdraft it just pulls money out of your credit card.

The only time I overdrafted I called them and asked if they could waive the charge (of course I had to come up with a perfectly good reason). Luckily they decided to remove it.

But apart from BOA, I hear that BECU is great.
Jan 26 2009 2:46AM
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cobra_commander
Posts: 16909 - Karma: 4,686
dude Juno is a wack movie.
Jan 26 2009 2:53AM
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caylorswift
Posts: 10695 - Karma: 312
chris, go to wecu.

13 dollar overdraft fees, and they give you a 200 allowance on your checking account shoud you come up short on fundage.

good customer service and super hot girls who work there make the choice that much easier.
Jan 26 2009 1:48PM
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