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October, 2024

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moonofendor
Posts: 1484 - Karma: 14
i was just charged $64 dollars to my debit card which resulted me in overdrawing, and then i was charged 148 dollars because of that. does anyone know a way that i could get both these charges erased. cuz thats like 215 bucks that i don't have.
Jul 9 2008 8:15PM
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comeatmebro
Posts: 10720 - Karma: 66
why were you charged $64?
Jul 9 2008 8:16PM
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moonofendor
Posts: 1484 - Karma: 14
it's from a gas station, but i have a 37.50 charge there which was to fill up my tank. it's like the dude kept on pumping gas from my money, but it shows two different charges.
Jul 9 2008 8:18PM
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finssidedown
Posts: 509 - Karma: 10
Call the bank, talk to them.  I don't understand your story, but I had $300 is overdraft fees one time and I got them all cleared when I explained the initial charge that put me over wasn't authorized.
Jul 9 2008 8:27PM
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skiEER
Posts: 4089 - Karma: 79
i got 120 in overdraft charges over 3 days fucking bullshit.  I only overdrafted by a Total of 10
Jul 9 2008 8:38PM
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finssidedown
Posts: 509 - Karma: 10
Oh yeah, when you talk to them, being nice goes a really, really long way.  If you overdraft by a small amount you can get those waived too.
Jul 9 2008 9:49PM
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moonofendor
Posts: 1484 - Karma: 14
aight thanks. it just scared the shit outta me cuz i was gone for a few days and it was fine before i left.
Jul 9 2008 10:53PM
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errrka
Posts: 2261 - Karma: 6,058

sometimes if its your first overdrat they will wave the fee. the same thing happened to me but not with as much money. i tlaked to one of the ladies in the offices not the tellers, and she talked to me about everything. at my bank you have one free wave every year, firstmerit bank. and i guess you can also buy overdraft protection for later incase its a habit it will never charge you an overdraft fee. look into it with your bank person. good luck man, it sucks bad

Jul 9 2008 10:57PM
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EasyEast
Posts: 1983 - Karma: 118
explain your situation to your bank and be chill they'll prob understand
Jul 9 2008 11:27PM
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TechnoPotamus
Posts: 11626 - Karma: 3,522
hey man i work at a bank (commerce bank on the east coast if you're familiar with it) anyways i'm a teller but you should go in a talk to them about it. Relatively often we will reverse or refund fees for people if they really didn't mean to go into the negative. just go in, be really polite and plead your case and hopefully they'll hook you up with a refund
Jul 9 2008 11:48PM
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