After watching John's Video blog it looks like he drives his car in his ski boots... maybe I am wrong but does any1 else do this?
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As far as insurance goes you will be fucked if they find out what you were wearing, but insurance cmpanies are the biggest assholes/douch bags out there.
As Far as the law is conserned it varies from state to state and also is up to the cop to decide if you get ticketed or not.