ok I have 2 credit cards and am trying to establish credit.
one of the credit cards I have a 500 dollar limit last week I bought about 400 dollars of stuff then paid it off then bought another 400 dollars of stuff and paid it off the same day again (im trying to establish credit)
so on my credit report I should have spent over 2000 dollars on that card and on either of the cards I have never turned in a late payment or paid only the minimum (I usually pay 5-10 times the minimum payment when I dont pay the whole thing off.
so both credit cards have been payed off and I tried to apply for another credit card (because the credit card I have is a secured credit card and I cant increase the spending limit.
so I apply and I receive a letter saying that I owe too much on my credit cards and that im a high risk.
I check my credit reports and i dates back from November a day after I made a big purchase and owed 668 dollars out of my total 800 dollar limit ( I payede that off like a week later)
so my question is how long will it take for my recent payments to show up on my credit report?